The London Safety Net: Who Really Pays for the Morning Midas Fire?

Marc
map of bering sea Alaska coast

Car Carrier “Morning Midas” Still Ablaze Off Alaska Coast It started with smoke. Then flames. The “Morning Midas,” a 600-foot car carrier, caught fire on June 3, 2025, while cruising 300 miles south of Adak, Alaska. Its cargo? Over 3,000 vehicles, including nearly 70 electric and 861 hybrid cars. The crew of 22? Safely evacuated. The ship? Still floating but engulfed in flames. Timeline of Chaos The distress call came at 3:15 p.m. Smoke was spotted. The fire had reportedly started on a deck loaded with electric vehicles (EVs). The…

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New Colorado Wildfire Law: The Next Step in an Industry Tech Trend

Ben Jones
Colorado Wildfire Law

Colorado’s New Wildfire Insurance Law Aims to Tackle Growing Risks Starting July 1, 2026, Colorado’s taking a new approach to deal with its increasing wildfire risks. A model law just passed that lets insurance companies use advanced models to set prices for Colorado wildfire coverage. Sounds fancy, but what does it really mean? Basically, it’s a shift toward using programs with real life data to better assess risk, so insurance pricing reflects actual threats instead of outdated assumptions. Colorado knows wildfires all too well. We’ve all seen the devastating footage—forests…

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Massachusetts Cuts Red Tape, Hopes Insurers Take the Bait

Marc
Massachusetts Cuts Red Tape

Massachusetts Shakes Up Insurance Rules to Lure Big Names Massachusetts is making big moves. The state is revamping its property and casualty insurance regulations to make it easier for businesses to operate. Is it working? Time will tell, but the changes are hard to ignore. What’s New? The state’s Division of Insurance (DOI) is slashing red tape. A lot of it. Forget about messy paper filings and outdated processes. They’re out. Here’s what’s happening: Motor Vehicle Insurance Updates: Private passenger rate rules are getting a refresh. Plus, they’re revising how…

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Why Motorcycle Insurance in Texas Costs Triple What Riders Pay in Maine

Marc
Motorcycle Insurance

Motorcycle Insurance Costs Spike as Riders Hit the Road This Summer Motorcycle season is here, but the numbers? They’re grim. Fatal crashes are skyrocketing, according to a recent LendingTree report. Between 2019 and 2023, fatalities jumped 26.2%. Last year alone? A staggering 6,242 lives lost. The highest in recent history. Which states are the most dangerous? Texas leads the pack. Missouri and the District of Columbia trail close behind. Maine? It’s the safest of the bunch. You can really tell when looking at the average cost for Texas motorcycle insurance,…

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Why insurance is a critical next step after company incorporation

Guest Author
Importance of company incorporation in a business

Starting a new company is an exciting step, but many entrepreneurs overlook one critical fact: incorporation protects your personal assets, not the business itself. Even as a separate legal entity, a company remains exposed to risks like lawsuits, accidents, and financial losses that can threaten its future. If you are setting up a new business or buying a ready-made company, this article will show you why insurance must be your next priority. You will learn what dangers incorporation doesn’t cover, the key types of insurance you need, and how to…

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Trust Your Doctor? Proposed California Health Insurance Law Does Too

Angela Linders
Proposed California Health Insurance Law

California Ballot Measure Aims to Rein in Insurance Denials for Medical Care Nobody likes being told “no,” especially when it comes to their health. But that’s often the reality for Californians who rely on health insurers to cover treatments their doctors recommend. A proposed ballot measure in California might change that. If this initiative makes it to the polls and voters give it the green light, insurance companies could face tougher rules on how they handle medical care decisions. The official name of the measure is: “Restricts insurance denials for physician-recommended…

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Who Covers Construction Mistakes? A Look Into the $8.5M Dispute

G. Turner
Construction Mistakes

Who Pays for Construction Defect Damages? Amerisure Case Sheds Some Light Construction defects can cause serious headaches for homeowners. Cracked walls, faulty railings, water damage—what happens when these expensive issues arise? The big question is, who foots the bill? Is it the construction company? Or does the insurance company step in? The legal battle between Amerisure Insurance Co. and The Peninsula at St. John’s condominium in Florida offers an interesting look at the answer. But heads up, this case is just one example, not a universal rule. Every situation is…

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